Large-loss claims at a regional property insurer
Fourteen adjusters, about 260 new claims a week. Large losses needed sign-off from one of two senior adjusters, and files waited about 13 days for review. The team was asking for more adjusters.
What changed: Nearly a third of review work was rework: files sent back for missing photos or estimates. A checklist at intake cut returned files from 30% to 10%, and the wait fell to under three days. No new hire.